For many people shared ownership is simply the first step, but what if you want to increase your stake? You could do that with a process called staircasing. Your housing association can give the best advice, as can your shared ownership experienced solicitor, or a shared ownership mortgage advisor. Two great advantages of staircasing are that you'll pay less in rent and more of the equity in the home becomes yours.

Staircasing 101

Staircasing on a white background

Everything you need to know about taking a step up the shared ownership ladder

By Samantha Eaton - Associate solicitor in the residential property team at Gorvins Solicitors

What is staircasing?

Staircasing is the process of purchasing further shares of a shared ownership property you already own.

Depending on the terms of your lease, once you have lived in your property for a certain period of time you will be eligible to staircase.

First New Build Help To Buy In Zone One Launches At Elephant Park

First New Build Help To Buy In Zone One Launches At Elephant Park

This April marks the launch of Help to Buy homes at the heart of Elephant & Castle – comprising 25 one-bedroom apartments at South Gardens in Elephant Park. The newly launched collection represents the only new build Help to Buy homes currently available in Zone One.
Sustainable developer Lendlease is transforming the urban district by creating an attractive new green neighbourhood, with homes, leisure, retail, and acres of new open space for central London. Offering a helping hand onto the Zone One property ladder, buyers will have the chance to purchase a new-build home from £550,000, with a 5% deposit.

Shared Ownership was ‘so easy’ for Tooting resident

Shared Ownership was ‘so easy’ for Tooting resident

Two years ago, Aveen Kelly, 32, was given the opportunity to learn more about how Shared Ownership works, a result of her employer Wandsworth Council’s efforts to encourage buyers in the community to consider the scheme.

Armed with her knowledge of Shared Ownership - which enables first-time buyers priced out of the open market to purchase a share of a property and pay rent on the remaining share - she discovered XVII, a new Shared Ownership development in Tooting, South London, comprising one and two-bedroom homes. 


Aveen wasted no time in contacting Thames Valley Housing, as the homes were close to where she was renting with friends.

Is Shared Ownership Right For You?

Is Shared Ownership Right For You?

By Amy Nettleton, assistant development director – sales & marketing, Aster Group

To help you decide whether shared ownership is for you, we’ve answered some of the most frequently asked questions

How does it work?

Through a housing provider like Aster, you buy a share of a property and pay rent on the part you don’t own. We offer a range of shared ownership properties across the south of England, most of which are brand new. Depending on the type of property and the location, you can start off by buying a share as low as 25% and deposits can be less than £2,000 for a £150,000 home.

Am I eligible?